Purchasing or refinancing a home has never been easier for qualified veterans

100% Financing

No Mortgage Insurance

No prepayment penalty

R

Easier to qualify

Get Started in 1 Easy Step

Purchase

Purchasing a home has never been easier for qualified veterans. Purchase a home with zero down, and seller paid closing costs. No Mortgage Insurance. We’ll get you pre-approved in 15 minutes.

Credit Issues?

No problem, “Make Sense” underwriting can allow eligible VA borrowers with less than perfect or no credit at all to obtain home financing.

Not quite ready to purchase a home?

We are happy to work at your pace. Don’t wait until the last minute! Contact a VA loan specialist now, so you are prepared to buy when the time is right for you.

Let’s find out where you stand now and develop an action plan to get you where you want to go! Contact us now through the form on this page or call (503) 697-7214.

Refinance

Cash-out Refinance:

We order the appraisal, we file all of your paperwork together, and we present your loan package to the very best lender available. It really is just that easy.

Rate and Term Refinance:

This is the loan for veterans who want to improve their Rate and Term, and do not wish to take any equity out of their home. This is the right loan when paying-off your existing non-VA mortgage.

Streamline Refinance:

Commonly referred to as the interest rate reduction refinance loan (IRRRL). This is the loan for veterans who currently have a VA Home Loan, and want to lower their interest rate and streamline the refinance process. There is a great benefit for those veterans who may have a home under water, because there is no appraisal required on the streamline refinance.

If you are looking for a mortgage place this is definitely where you should go. Especially if you’re a veteran. They managed to close our home loan in 2 weeks under an incredibly stressful time crunch! Thank you Jackson, Tom and Amity for all the hard work you did and for giving my family our dream home!

Kristina Ruggles Fox

They got us preapproved quickly, and when we found our house, they secured us funding at an amazing rate. I was shocked how painless the entire process was. We were first time home buyers using our VA loan entitlement and we were very satisfied with the whole process.

Krista Nolen

Company NMLS ID#: 233782
Oregon ML#: 1018
Washington Broker#: MB-233782
Loan Officer License #: 263844, Thomas R. Fitkin
Loan Officer License #: 263804, Sean Weakland
Loan Officer License #: 880174, Jackson Hindman
Loan Officer License #: 1711935, Steve Kelley

Equal Housing Opportnity
© 2024 Fitkin Mortgage dba Oswego Mortgage